Terms of Service

These Terms of Service ("Terms") govern your use of Payvly Pay (the "Service"). By creating an account or using the Service, you agree to these Terms.

1) What Payvly Pay does

Payvly Pay helps small businesses and sellers create payment links and QR codes that customers can scan to pay. The checkout experience and payment processing are provided by Stripe.

2) Stripe is required

To accept payments, you must connect a Stripe account. Stripe may require additional information and has its own terms and policies. You are responsible for complying with Stripe’s requirements.

3) Fees

Payvly Pay charges a platform fee per successful payment. Your applicable fee rate/cap is determined by the pricing schedule shown in your account. Standard Stripe processing fees also apply.

4) Money flow, refunds, and disputes

Payvly Pay does not hold your money. Payments are processed by Stripe and sent directly to your Stripe account. Refunds, chargebacks, and disputes are handled through Stripe and subject to Stripe’s rules and timelines.

5) Your responsibilities

• You must provide accurate business information and keep it up to date.
• You are responsible for your products/services, fulfillment, and customer support.
• You must use the Service legally and follow applicable laws (including tax obligations).
• You must not use the Service for illegal, deceptive, or prohibited activities.

6) Prohibited use

You may not use the Service to sell illegal products/services, engage in fraud, or violate the rights of others. We may suspend or terminate accounts that we believe are misusing the Service.

7) Availability and changes

The Service is provided “as is” and may change over time. We may add, remove, or modify features and we may update these Terms. If we make material changes, we’ll update the effective date and post the updated Terms here.

8) Limitation of liability

To the maximum extent permitted by law, Payvly Pay is not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost revenue, or business interruption. Our total liability for any claim relating to the Service will not exceed the fees paid to Payvly Pay for the Service in the three (3) months before the event giving rise to the claim.

9) Termination

You can stop using the Service at any time. We may suspend or terminate access if needed to protect the Service, comply with law, or address suspected misuse.

10) Contact

Questions about these Terms? Contact us at support@payvlypay.com.